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My Florida Roof Isn’t Old. Why are the Guidelines So Strict?
That’s a good question. Your Florida roof is probably rated for 30 years, right? If it’s only 15 or 16 years old, why are you so limited with your homeowner’s insurance options? This has become a big...
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Free Roof Inspection – What Should I Do If Someone Wants to Inspect My Roof?
I’m getting bombarded with offers for a free roof inspection! Has someone knocked on your door recently offering to inspect your roof for storm damage? Maybe you got a letter or door hanger about...
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What is Ordinance or Law Coverage?
What is Ordinance or Law Coverage? Is it important? Should I have it on my Florida home insurance policy? Those are good questions. For most coverages, you can get an idea of what it is based on its...
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Avatar Insurance News
Avatar Insurance or Avatar Property & Casualty Insurance Co. is the second Florida carrier facing insolvency this year. Avatar announced that it would no longer write new policies in mid-February....
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St. Johns Insurance News
St. Johns Insurance Company is now insolvent and set to be liquidated. This news came at the end of February, and was the 5th company to become insolvent since 2019 joining Florida Specialty Insurance...
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Florida Insurance Cancelled or Non-Renewed?
Is your insurance cancelled or is your insurance non-renewed? Maybe it’s not cancelled yet, but you’ve gotten the notice from the company in advance. First, I’m sorry to hear that. I know it can be...
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What is the Replacement Cost for my Home?
What is the replacement cost for my home? How do I know if the coverage on my homeowner’s insurance is correct? I paid more for my home than the amount of my insurance. Why is that? Is it right? Those...
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Florida Home Inspections
Are you buying a home in Florida? Maybe you are trying to change insurance companies. Or selling your home and just want to be prepared if the buyer asks for concessions. These situations (among...
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Lighthouse Insurance News
Lighthouse Insurance, which has policies under Lighthouse Property Insurance Corporation and Lighthouse Excalibur Insurance Company, is the third Florida carrier facing insolvency this year....
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Florida Hurricane Preparation Guide
Florida’s hurricane season is June 1 to Nov 30. Even if you aren’t on the coast, most areas of Florida seem to get a lot of strong storms with high winds this time of year. Proper hurricane...
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